Coming soon In private testing now
Payments that actually work.
Lentopay Exchange is a Nigeria-first crypto exchange and everyday-money app. Buy, sell and swap crypto with naira, pay bills, sell gift cards and save — in one account, with every rate and fee shown before you confirm.
- Proof of reserves you can check
- Rate and fee shown before you confirm
- Built for naira, bank transfer and USSD
App preview. Crypto features launch once Lentopay is permitted to offer them.
One account for naira and crypto.
Everything below is built for Lentopay Exchange and arrives as each piece is permitted. A small group is testing the naira side today.
Trade
Crypto priced in naira, with the spread on every quote.
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Buy, sell and swap Coming soon
Bitcoin, Ethereum, USDT and more, against naira or each other. The rate and fee are shown before you confirm, and a quote that moves asks you again.
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Naira in and out Coming soon
Your own account number for deposits by bank transfer, and withdrawals to bank accounts you have approved.
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Send to a @lentotag Coming soon
Move naira or crypto to another Lentopay user by username — instant and free.
Pay
Everyday money, from whichever balance you hold.
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Pay bills Coming soon
Airtime, data, electricity, cable TV and internet, paid from your naira or USDT balance.
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Sell gift cards Coming soon
Amazon, iTunes, Steam and more for naira, at a rate you see before you upload the card.
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Virtual USD card Coming soon
A dollar card for paying online, funded from your Lentopay balance.
Grow
Offered only with the approvals each one needs.
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USDT savings Coming soon
Flexible and fixed-term plans in dollars. Subject to SEC product approval; returns are never guaranteed.
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E-Fund Coming soon
Curated private-market investments through a licensed partner, later. Capital at risk.
Three steps from sign-up to a funded account.
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Create an account
An email address and a password. About two minutes, no paperwork.
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Verify your BVN
One check, done once. It raises your daily limit to ₦1,000,000.
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Add naira
Transfer to your own dedicated account number. It lands in seconds.
Don't trust us. Check.
Exchanges fail quietly — FTX, Patricia, CBEX. By the time customers find out, the money has usually been gone for months. Lentopay publishes what it owes customers beside what it actually holds, asset by asset, so you never have to take our word for it.
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Every movement is double-entry.
Each deposit, transfer and withdrawal writes entries that balance. Money cannot be created or lost by a screen; the books add up by construction, not by reconciling afterwards.
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Held is compared to owed, asset by asset.
Customer balances are totalled from the ledger and set against what Lentopay actually holds. A surplus in one asset never hides a shortfall in another.
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You see the figures we see.
The statement in the app comes from the same ledger the platform runs on, and the app lets you check that your own balance was counted in it. There is no separate marketing number. From launch, an independent firm will attest the held side every month.
Naira · example figures
Fully backed
Shortfall
- Owed to customers
- ₦48,204,915.00
- Held by Lentopay
- ₦48,204,915.00
- ₦41,960,200.00
- Coverage
- 100.00%
- 87.05%
Every naira a customer is owed is matched by a naira held.
₦6,244,715.00 is missing. A real statement would show it just like this, because it is built from the ledger, not written by us.
| Account | Entry |
|---|---|
| Ada | −₦5,000.00 |
| Tunde | +₦5,000.00 |
| Sum | ₦0.00 |
Say someone gets your password.
Most account takeovers end the same way: money leaves fast, to somewhere new. Here is what stands in the way at each step.
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Attacker They try to sign in from their own phone.
Two-factor sign-in
A code from your authenticator app, every time. Staff accounts cannot use administrative powers at all without it.
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Attacker They try to move your money.
A transaction PIN for every movement
Separate from your password and asked for whenever money moves, so a borrowed session is not a spendable one.
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Attacker They add their own bank account to cash out.
Withdrawals only to approved accounts
A new payout account has to be confirmed, then waits before its first payout. Nobody can quietly point your money somewhere new.
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You You notice something is wrong.
Freeze it yourself
Stop the account from your phone, immediately. You do not have to reach support first.
Who's behind Lentopay
“The future of digital finance depends on more than innovation alone; it requires trust, security, and a deep understanding of the people who use it.”
Oshodi-Tapa AgboolaFounder & CEO, Lentopay Limited
My journey into cryptocurrency began with a desire to make digital asset transactions simpler, safer, and more dependable. This passion inspired the creation of Lentopay, a platform built around addressing everyday challenges in digital finance and improving the way people interact with cryptocurrency.
Read his full storyLicensed first. Then launched.
Lentopay does not hold an SEC or CBN licence yet, and does not offer crypto services. Here is what is being put in place first — no feature launches ahead of the permission it needs.
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SEC registration as a digital asset exchange In progress
Under the Investments and Securities Act 2025, digital assets are securities. Crypto trading, swaps and custody launch only once the SEC permits Lentopay to offer them.
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Naira through licensed partners In progress
Deposits and withdrawals go through dedicated accounts with CBN-licensed payment and banking partners.
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Anti-money-laundering programme In progress
Identity checks on every account (BVN, NIN and a selfie), sanctions screening, and reporting to the Nigerian Financial Intelligence Unit.
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Tax and data protection In progress
Monthly transaction reporting to the Federal Inland Revenue Service, and registration with the Nigeria Data Protection Commission. You get an annual statement you can hand to your accountant.
Be early.
Lentopay is in private testing with a small group. Leave your email and we will invite you when there is room.
You are on the list.
We will write to when there is room.
Prefer to talk? Call our official line, 0913 499 1992, or write to info@lentopay.com.